I made a self-employed expense keeper vs Wave

I made a self-employed expense keeper

4.1

Basic expense tracker with limited features and no differentiation

6.2

A practical voice-to-text app, offering a good differentiation in privacy and flexibility with its local or cloud processing hybrid model.

	I made a self-employed expense keeper	Wave
Overall	4.1	6.2
Utility	4	6
Onboarding	6	7
Craft	5	6
Niche fit	3	7
Longevity	3	5

Both scored on the same five-dimension rubric, so the numbers are comparable. A gap under 1 point is effectively a tie.

Good for：Freelancers needing basic expense logging

Not for：Users needing tax integration or team collaboration

Good for：Users prioritizing privacy, requiring offline transcription capabilities, or desiring flexible processing options.

Not for：Users content with existing cloud-only solutions, or those needing enterprise-grade accuracy and advanced collaboration features.

On the overall score Wave is 2.1 point(s) higher, but the fit lines above matter more than the number.